Arkel is an underwriter-led multi-line MGA, focused on specialist personal lines, residential let and SME commercial business.
Built on a wealth of insurance experience, our board of Directors strive to provide robust and sustainable underwriting solutions. We are passionate about what we do and aim to create products that fulfil our clients’ needs.
Due to Construction, Occupancy, Flood-affected postcodes, Buildings under renovation work, previously underpinned.
Unoccupied, Home-Based Businesses and UK Holiday Homes.
Household Buildings, Contents and Personal Belongings
Contents & Belongings & Tenants Liability to landlords.
Loss of Rental Income, Landlords Own Contents, Property Owners Liability upto £2M .


With over 30 years experience in the financial service and insurance industry, Brendan brings a wealth of knowledge to the business. He has successfully grown businesses in the UK and Ireland, including household names, from GE Money Motor Finance to Kwik Fit Insurance and he was the founder of digital motor insurance broker Sure Thing!. He prides himself on putting the customer at the heart of the business.

Steve has over three decades of insurance experience, including leading Zurich UK’s P&C business and the UK and international operations of RSA, Steve is now CEO of Pro Global.
He has held operational and financial roles including Head of Zurich’s Group Operations, Planning and Performance Management function, Chief Finance & Operations Officer of Zurich’s European Global Corporate business.
His extensive industry insights bring a breadth of expertise to help meet the needs of our customers.

With over 20 years of insurance experience, Kris has worked for leading insurers and more recently within the MGA market, with the likes of Towergate, Pen and Plum Underwriting.
Working predominantly in the underwriting area, he has developed new products and schemes in the specialist personal lines space for both software houses and broker specific platforms.

Matthew has 10 years experience in the personal lines space, specialising in leading pricing and underwriting transformation for insurers targeting non-standard household and motor risks.
He has previously held senior roles at both Prestige Underwriting and more recently Geo (Ardonagh). He joins the Atec Group as group Pricing Director and will work closely with ARKEL to continue to drive innovation in the niche markets we specialise in.

With over 30 years of insurance experience, Jackie has managed delegated authority household and holiday home insurance schemes. She also held the role of Household Underwriting Manager for Towergate before moving to start up MGA, Modus Underwriting as Underwriting Manager.
She has specialised in non-standard household and let property products for software houses and broker schemes and continues to work in these niche and specialist areas at ARKEL.

With over six years of experience in the insurance industry, Charlotte has built a solid foundation across both personal and commercial lines. Beginning her career in an administrative role at NFU Mutual, she quickly progressed into personal lines insurance, where she developed a strong understanding of client needs and policy management. Her drive and attention to detail led her to transition into commercial insurance, broadening her expertise and allowing her to work with a diverse portfolio of business clients.

Jon brings over 25 years of experience in the personal lines insurance market, specialising in non-standard and specialist household insurance.
His background includes underwriting roles at Zurich Financial Services and Norwich Union, followed by managing product development for software systems at Towergate and Plum Underwriting.

Chloe's underwriting journey began 16 years ago at Towergate. After 5 years, she moved to Midas UW where she continued to focus on Non Std HH insurance and HNW. In 2015, Chloe moved into Broker development where she gained a wealth of experience in broker relations and assisted in her region's GWP growth.

Kay has three years’ experience within the insurance industry, with a strong understanding of both administrative functions and the full range of household insurance duties gained during her time at Holgate. She is familiar with day-to-day policy administration, customer support, and the processing of household insurance risks, and has developed a solid working knowledge of insurer procedures and systems.

I have 13 years’ experience in non-standard home insurance, including unoccupied properties, holiday homes, and let risks. I began my career at Towergate and later moved to Geo Underwriting, where I specialised in development and technical underwriting with various brokers and insurers.

Alice took the step into Insurance Underwriting in 2022 and has worked within the industry for 8 years across a number of sectors, specialising in Non-Standard, Mid/High Networth, and Thatch risks. Having previously worked at Allianz UK and Pen Underwriting